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If you’ve ever shopped around for credit cards, you’ve probably seen the term “APR,” with lots of associated footnotes. You know it’s related to your interest rates, but most people aren’t sure – what is APR? APR stands for annual percentage rate, and it is used in all sorts of financial settings where you’re borrowing money, including credit cards, auto …

If you’re a first-time landlord, you probably have a few questions. What is the best protection for my property? How much do I need to spend to get started? How do I screen tenants so they’ll pay on time? How can I reduce the chance of having a bad renter? All of these questions are important to consider when deciding …

It’s never too early to think about later life – retirement is a crucial goal for most people, and neglecting to prepare for it can have disastrous consequences for your sunset years. With many people having had to put their retirement savings on hold in response to the COVID-19 pandemic, the prospect of preparing for your future while weathering the …

Some people work behind the scenes to make things work. These people are the brains behind effective running, even though they are often given little credit. They cannot afford to make mistakes as this can lead to severe consequences. For instance, crew schedulers are an example of such people in the aviation sector. The average traveler may never come in …

In today’s economy, people need to find ways to save money. A vacation is a luxury that many people can’t afford. Several places in the world have been developed with cheap travel in mind. The most affordable vacation ideas may not be what you would expect. The destinations may be different from what you have been planning on going to, …