Personal Finances

If you’re a first-time landlord, you probably have a few questions. What is the best protection for my property? How much do I need to spend to get started? How do I screen tenants so they’ll pay on time? How can I reduce the chance of having a bad renter? All of these questions are important to consider when deciding …

It’s never too early to think about later life – retirement is a crucial goal for most people, and neglecting to prepare for it can have disastrous consequences for your sunset years. With many people having had to put their retirement savings on hold in response to the COVID-19 pandemic, the prospect of preparing for your future while weathering the …

What comes to your mind when you think about a healthy lifestyle? It probably revolves around working out, getting enough sleep, and, of course, consuming organic food. Understandably, organic food can be pretty expensive, which is why we ought to come up with economical ways while shopping for healthy produce and not let it impact our finances. Besides, you might …

Accounting plays a critical role in every kind of business, but somehow it’s a low priority for business owners with small enterprises, especially if they are starting. This is because they need to juggle multiple responsibilities and also maintain the day-to-day operation of the company. Although this is a reality for some business owners, it shouldn’t be seen as an …

With the economic downturn in the wake of the COVID-19 pandemic, everyone seems to be on the lookout for a financial windfall or a side hustle that can bring extra income. Who wouldn’t want a couple of hundred or possibly even thousands of dollars on the side every month, right? You’ve surely encountered these kinds of offers of investments, businesses, …

During these difficult times, people’s day-to-day expenditure has constantly been rising. Most people nowadays have Loans, EMI’s, Bills, and many more things which keep them stressed for money. I will show you how to stop stressing about money and get your finances back in shape in the following article. Eager to find out how to do that? So, let’s have …

Summer is very tricky. Normally, summer’s supposed to be a relaxing season because everybody’s free. Most people take vacations at summer because the weather is perfect for many fun activities. Therefore, most of us perceive summer as “relax” and nothing more. Yet, if you’re a student, you shouldn’t be so quick about approaching this mindset. During your studentship years, your …

Bad credit may result from financial mismanagement, but it is often due to unfortunate events beyond your control. Perhaps a car accident left you unable to get to work, or an illness prevented you from working. Once you’re back on your feet, the debt you’ve accumulated generally weighs you down. You may be struggling to pay the minimum payments as …

The economic global crisis has done a number on the world. People lost their jobs and even their homes. The 2007 financial crisis in the United States has expanded rapidly in Europe, bringing recession and decline in all industries. Five years after its debut, European states still struggled to come through. People are talking about a new crisis that is …

Despite the pandemic, 2020 was a busy year for entrepreneurs, with just under half a million new businesses being registered over the course of the year. While there is economic uncertainty, the pandemic may have led people to rethink their livelihoods, and many might have looked into starting a new business as a way to supplement their income. Sectors Signage …

Everybody loves shopping. Or at least, the majority of people do. Just the thought of going to the mall and seeing many superb items is enough to thrill anybody who loves to shop. But as much as shopping is cool, today’s sour economy demands that you lessen your unnecessary expenses and start saving for possible worse times to come. The …

Getting a loan is a serious move for any person. You need to fully understand what you are getting yourself into before signing the loan contract. However, many don’t bother to read their debt agreement and just sign the papers because of the unfamiliar and confusing financial terminologies they contain. Below you’ll find explanations of the seven most common terms …