Personal Finances

Considering that most of the United States is still trying to adjust to the new normal with COVID-19, it’s not surprising that many of us are tackling home improvement projects with a renewed gusto. The proof is in the sales numbers: The CEO of home improvement store Lowe’s, for example, …

Should I sell my structured settlement to access a lump sum of cash? Should I buy a structured settlement being sold on the open market? These are questions on the mind of many as we enter a new year. After all, if we have big plans for the coming 12 …

Life is unpredictable and you never know when the worse may strike. Your finances are particularly important because getting them on track can be really tough if things go out of hand once. A sudden job loss, a car accident, a chronic illness, or a pandemic are some common causes …

Are you facing a financial emergency? Unpredicted situations in the form of costly car repairs, roof leaks, or medical emergencies can happen to literary everyone. Instead of asking your family members or trusted friends for financial help, you can apply for a short-term loan. These unsecured credits are available in …

Life happens and when it does, you do not want to be on the wrong side or be caught unprepared. This is why you have to take steps to avoid any negative effects of whatever happens. During this period we have several examples of unexpected things that can affect your …

Bidding at auctions for items that you like to have is not a new thing. Auction houses are places where the bidding occurs, and they tend to attract both rich and poor. The offer can vary from pins to locomotives and everything in between. That’s why auctions are incredibly exciting …

If you are planning to take a mortgage then you probably know who a broker is and the roles they play in the process. For those not familiar with the term, it simply refers to a middleman acting between the lending firm and the person borrowing. They can either be …

Everyone wants to own some sort of property. Whether it is a house or car, it is something that you will always be proud of. It is also an investment for the future since no one knows what is going to happen next. You can easily use these properties as …

If you’re anything like us, you’ll have been spending a lot more time embracing the freedom of online shopping without having to leave your homes. Heck, depending on where you live, you might be able to embrace spending most of your days at home with next day deliveries. And regardless …

Over the past few years, protecting our planet has become more important than ever to help save our oceans and protect our planet. Many of us are now trying to reduce our plastic usage by using reusable products and by stopping purchasing single-use plastics. National Geographic has a great article …

A survey conducted by LKFS Financial revealed that approximately 18% of Australians looking to get mortgage loans have been rejected by financial institutions. Furthermore, close to one in ten residents in the country have been seeing their home loan application rejected by one of the big four banks in Australia. …

No news here, Switzerland is expensive. You’ve probably heard this before. Seriously though, I would make a withdrawal at the cash machine of an amount that might have lasted me a week at home and find myself out of cash within a couple of days. It just disappears. Now that …