Personal Finances

There are many myths and misconceptions about installment loans. Let’s address some of the most common myths about installment loans before sharing the truth about this financial product. We’ll also discuss why some of these misconceptions are so common. You Have to Go to a Payday Lender While payday lenders offer a form of installment loan, they are not the …

Silver, gold, platinum, and other precious metals have been popular investments for many years. They’re prized items that investors should have in their investment portfolio. If you’re still doubting, here are reasons why precious metals should be part of your portfolio: 1. Tangible Asset Investing in precious metals isn’t that quite hard as most people think. One of the simplest …

There are many things to consider before investing in a rental property; it’s not all about how much money you will make. Though you should only invest if you think it’s a worthwhile financial endeavor, there’s a lot more to consider than that. Here are three key things to consider before signing the papers. Will You Make Any Money? Many people make …

There are two opposing opinions when it comes to buying gold. Some people consider it an investment and use it as any other asset. They try to generate a return by buying it for a certain price and selling it more than they paid. Others would argue that using gold as any other currency defeats the purpose of buying gold, …

In times of economic hardship, finding ways to feel more financially stable can be difficult. Investing in a physical commodity like gold and selling when the time is right can be one way to feel more financially secure in tough economic times. Used for thousands of years for coins, jewelry, and artifacts, gold is a precious metal that has a …

When finding the perfect tenant, many landlords worry about their screening process or look for staging tips. However, there are specific criteria you can put in place to help you find financially stable tenants. Whether a newbie or seasoned landlord, you’re probably familiar with charging new renters the first month’s rent and a security deposit. However, did you know you …

As time moves on and technologies continue to develop, the way we sell homes has evolved. Most potential home buyers are looking for their next house online through pictures or virtual tours, so staging your house when putting it up for sale has never been more important. According to the National Association of Realtors (NAR) 2021 Profile of Home Staging …

International transfers are more in-demand than they have ever been. We can see from the growth of the remittance market that increasingly, small businesses, remote workers, and general growth in the global economy have led to more money being sent overseas. Any economist will tell you that the most important thing when it comes to economic transfers – and markets …

If you’re a first-time landlord, you probably have a few questions. What is the best protection for my property? How much do I need to spend to get started? How do I screen tenants so they’ll pay on time? How can I reduce the chance of having a bad renter? All of these questions are important to consider when deciding …

It’s never too early to think about later life – retirement is a crucial goal for most people, and neglecting to prepare for it can have disastrous consequences for your sunset years. With many people having had to put their retirement savings on hold in response to the COVID-19 pandemic, the prospect of preparing for your future while weathering the …

What comes to your mind when you think about a healthy lifestyle? It probably revolves around working out, getting enough sleep, and, of course, consuming organic food. Understandably, organic food can be pretty expensive, which is why we ought to come up with economical ways while shopping for healthy produce and not let it impact our finances. Besides, you might …

Accounting plays a critical role in every kind of business, but somehow it’s a low priority for business owners with small enterprises, especially if they are starting. This is because they need to juggle multiple responsibilities and also maintain the day-to-day operation of the company. Although this is a reality for some business owners, it shouldn’t be seen as an …