Budgeting

What comes to your mind when you think about a healthy lifestyle? It probably revolves around working out, getting enough sleep, and, of course, consuming organic food. Understandably, organic food can be pretty expensive, which is why we ought to come up with economical ways while shopping for healthy produce and not let it impact our finances. Besides, you might …

Accounting plays a critical role in every kind of business, but somehow it’s a low priority for business owners with small enterprises, especially if they are starting. This is because they need to juggle multiple responsibilities and also maintain the day-to-day operation of the company. Although this is a reality for some business owners, it shouldn’t be seen as an …

Bad credit may result from financial mismanagement, but it is often due to unfortunate events beyond your control. Perhaps a car accident left you unable to get to work, or an illness prevented you from working. Once you’re back on your feet, the debt you’ve accumulated generally weighs you down. You may be struggling to pay the minimum payments as …

Credit card scores impact our life decisions in many ways, and every once in a while, you might find yourself cash strapped and on the wrong side of the credit card score. In such a scenario, you may want to consider buying a tradeline. What is a tradeline? Suppose you have a relative or a friend with a good credit …

Abbotsford is a city in the province of British Columbia in Canada. It is adjacent to the Greater Vancouver area, the Fraser River and the United States – Canada border. The city has an estimated population of 141,397 making it the largest municipality in British Columbia. Abbotsford has a diverse economy with industries in the field of transportation, agriculture, manufacturing, …

2020 has undoubtedly been a challenging year for many, and debt is something that we are all facing. Getting behind in just a few payments can quickly lead to a large downfall, which can be challenging to get out of. However, there are ways to save yourself; it just requires some dedication and commitment. It may not be easy, but …

While it may have been previously seen as unconventional, in recent years we’re seeing a rising number of working adults choosing to pursue post-secondary education and expand their resumes. Diving back into the world of higher education holds real potential for many adults looking to take the next step in their careers, but it comes with a list of expenses …

Life happens and when it does, you do not want to be on the wrong side or be caught unprepared. This is why you have to take steps to avoid any negative effects of whatever happens. During this period we have several examples of unexpected things that can affect your life: the COVID pandemic and the financial crisis that already …

No news here, Switzerland is expensive. You’ve probably heard this before. Seriously though, I would make a withdrawal at the cash machine of an amount that might have lasted me a week at home and find myself out of cash within a couple of days. It just disappears. Now that there is a financial crisis just knocking on the door, …

Money can be a hard thing to control, especially during a financial crisis like the one we already experience. Some people know they need to live on a budget but then have a hard time letting go of the material possessions or lifestyle they enjoy. What everyone needs to realize is that living on a budget doesn’t mean having to …

The headlines of newspapers, TV shows or social media posts are pretty scary lately and we’re all worried about what’s happening now, but also about what’s going to happen in the future. By trying to apply some basic principles, especially during this period, we may be less affected by this medical and economic crisis. 1. Take care of your health …

It’s a great accomplishment to see all your finances in order and you’re on your way to achieving financial independence come retirement. However, that might not last for long when you discover that your aging parents are lagging behind on retirement. Looking after the financial health of your aging parents is actually one of the most overlooked factors when planning …