Saving Money

Professional indemnity insurance is not among the most popular insurance coverage out there, but it is an important one. Most people think that they don’t need professional indemnity insurance, but running a business or service that involves offering advice could prove crucial. Business consultants, fitness instructors, and financial advisors are …

If you are keen to invest in pure yellow metal, buying gold bullion is a wise move. It helps stabilise your investment portfolio when you buy physical gold; you own an asset devoid of counterparty risks. As a precious metal investor, invest in gold as it has a significantly large …

When planning to secure an insurance plan for yourself or your business, you will need to choose between hiring a large agency or a small agency to help you. Do you know which one to choose? Is it always best to go big and ask for the help of big …

Paradoxically, in their attempt to save as much money as possible, many people make costly mistakes. An excellent example is not paying for expert advice or assistance in a difficult or challenging situation. Instead of paying for a professional service that can offer them a well-researched, verified solution, many people …

If you already feel financially stretched a few weeks into 2021, you may be wondering if it’s even possible to put any money away to fund a big purchase or achieve financial readiness. Thankfully, the chances are that savings opportunities are available even if you think you’ve exhausted every avenue …

Whisper it quietly, but it appears as though the classic bank account is becoming increasingly dated with every passing day. Of course, we’ve already seen the wider banking industry transformed through the process of digitization, with this trend having been accelerated during the coronavirus pandemic. Overall, it’s thought that 40% …

We probably should have known that 2020 would be a year like no other, particularly after it commenced with three huge storms that battered the south coast of England over a period of several weeks. According to a detailed analysis conducted by the Met Office, this trend is likely to …

Location is always one of the most important decisions to make when launching a new business and one which will have a huge impact on the success of your company. For those looking to launch a new tech startup, one place which should be at the top of your list …

Businesses which trade across international boundaries expose them to particular sorts of risk, which must be mitigated through the right kinds of insurance (provided by Gallagher). Goods might arrive damaged; shipments might be delayed or cancelled thanks to unforeseen events. A deadly pandemic might spread rapidly across the globe; a …

The most challenging time of the year to save money and generally spend less of it has to be the winter holidays. It’s the time of year when consumerism gets the best of us, and we go wild when it comes to shopping! But it doesn’t have to be this …

During a pandemic, choosing to browse deals from your spot on the couch is a wise decision for your health, but how will it affect your finances? Research shows digital payments make it easier to overspend, making Cyber Monday a genuine risk to your budget. If you plan on taking …

Taxes can be one of the most stressful factors of running your own small business. If you are like most small business entrepreneurs, you probably wear a number of hats and the last thing that you will want to do is pay any more of your hard-earned cash to the …