Saving Money

If you’ve ever shopped around for credit cards, you’ve probably seen the term “APR,” with lots of associated footnotes. You know it’s related to your interest rates, but most people aren’t sure – what is APR? APR stands for annual percentage rate, and it is used in all sorts of financial settings where you’re borrowing money, including credit cards, auto …

Few can argue that saving money during a recession can be a challenge. Fortunately, there are a few ways to increase your savings each month. Let’s take a look at the best ways to save money during a recession. 10. Re-Use Old Stuff During a recession, you must become creative. Solving problems in the most cost-efficient manner possible is what …

The cost of transportation and car fuel rates are significantly augmenting today. You may blame it on the global economic depression we are currently facing. Ergo, it pays to find ways and means to trim down travel expenses, particularly for people who are driving their own cars. Car Care and Maintenance Being a car owner, you surely know that taking …

You don’t have to make major lifestyle changes and sacrifices to increase the funds sitting in your savings account. You can still accomplish this goal by making small, simple changes. Why Save More? Increasing the funds in your savings account can be really beneficial. You can use these savings to finally book that vacation you’ve been dreaming of or to …

Professional indemnity insurance is not among the most popular insurance coverage out there, but it is an important one. Most people think that they don’t need professional indemnity insurance, but running a business or service that involves offering advice could prove crucial. Business consultants, fitness instructors, and financial advisors are some of the vocations in which having professional indemnity insurance …

If you are keen to invest in pure yellow metal, buying gold bullion is a wise move. It helps stabilise your investment portfolio when you buy physical gold; you own an asset devoid of counterparty risks. As a precious metal investor, invest in gold as it has a significantly large liquid market, and its price is also not as unpredictable …

When planning to secure an insurance plan for yourself or your business, you will need to choose between hiring a large agency or a small agency to help you. Do you know which one to choose? Is it always best to go big and ask for the help of big companies? Or is there a significant advantage if you’d opt …

Paradoxically, in their attempt to save as much money as possible, many people make costly mistakes. An excellent example is not paying for expert advice or assistance in a difficult or challenging situation. Instead of paying for a professional service that can offer them a well-researched, verified solution, many people choose to improvise instead. But there are situations when you …

If you already feel financially stretched a few weeks into 2021, you may be wondering if it’s even possible to put any money away to fund a big purchase or achieve financial readiness. Thankfully, the chances are that savings opportunities are available even if you think you’ve exhausted every avenue possible. There may be actions you can take that you …

Whisper it quietly, but it appears as though the classic bank account is becoming increasingly dated with every passing day. Of course, we’ve already seen the wider banking industry transformed through the process of digitization, with this trend having been accelerated during the coronavirus pandemic. Overall, it’s thought that 40% of customers now use digital banking more than they did …

We probably should have known that 2020 would be a year like no other, particularly after it commenced with three huge storms that battered the south coast of England over a period of several weeks. According to a detailed analysis conducted by the Met Office, this trend is likely to continue throughout the 21st century, with the global climate crisis’s …

Location is always one of the most important decisions to make when launching a new business and one which will have a huge impact on the success of your company. For those looking to launch a new tech startup, one place which should be at the top of your list is Thailand, which is for a few different reasons. Read …