Don’t worry—this isn’t one of those tests you dreaded in high school. This is your chance to find out if you’re a natural spender or a natural saver when it comes to handling money.
Once you know which way you lean, you’ll learn what’s good about your natural money tendencies and why it can help to lean a little toward the other side.
Whichever side you lean toward, remember something: It’s important to find the balance between the two. If you focus solely on spending, you could end up with lots of debt. If the only thing you do is save, you don’t get to enjoy the things money can do for you such as giving, going on a nice vacation, or just an occasional night out.
Find what works for you, and be wise with it. The best people (and budgets) are balanced ones!